Questions To Ask Yourself While Looking At Houses

Choosing a home as a buyer is a series of questions and answers. By figuring out exactly what you need and what you can afford, you slowly whittle down a list of properties until you find the best option. Some of these questions would come from the Top Realtor in Victoria, BC. In other cases, it’s questions that you ask yourself or your family/partner. Here’s a look at some of those internal questions you may want to ask yourself when you are looking at houses.

What Is My Budget?

This is a pretty loaded one, as there is a lot you need to consider in terms of your budget. For example, it’s not just keeping up with mortgage payments, but having enough savings to pay the down payment upfront. In addition, you also need to make sure that you can afford the other little expenses with coming with a home, such as upkeep. In some cases, the home’s location that you choose could also impact your budget. For example, if you’re far from work and have no public transportation nearby, expect to pay more in gas.

What’s Included With A Sale?

Part of the draw for picking one house over another may be the ability to get a few desired fixtures with your purchase. However, this isn’t a guarantee for things like cabinets or appliances. The listing descriptions should generally say items that are excluded, but that’s not a guarantee, so you still want to ask. In some cases, you may be able to convince the seller to include a certain fixture you’re very interested in.

What Are Nearby Homes Selling For?

This will give you a lot of important clues about potential issues with the property. If a home is priced way below other properties in the neighborhood, there may be a major problem that you might have to address on your own if you purchase. However, if someone has put a lot of investment and additions to the property, that may be reflected in a higher sale price. To check out our currently available houses around Victoria BC, please visit our Featured Listings Page.

Is This A Disaster Zone?

This may seem like a morbid question to ask, but you should always look into whether the area has a history or risk of things like floods, tornadoes, or earthquakes. In some cases, damage from these may not be covered by your homeowner’s insurance. For this reason, you should be sure to pursue additional coverage if needed. This is another example of something unforeseen that may affect your budget.